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Tuesday, December 1, 2009

User post: Making money on unpaid maternity leave

By Hopefull, Barefoot & Pregnant

There are no less than a hundred thousand articles that advise soon-to-be mommies on how to transition work and prepare your employer for your maternity leave.  And with the Pregnancy Discrimination Act of 1978 that states women who are pregnant must be treated in the same manner as other applicants or employees with similar abilities or limitations, there is a false sense of security that having a baby is business as usual.

This false security was shattered when  I received an email from our HR stating that my maternity leave is handled under paid-time-off and that once the PTO is exhausted my status changes to unpaid personal leave.  This means that I have 8.2 days off for maternity leave.  The act applies to employers with 15 or more employees, so my company flies under the radar.  In this tight economy, I know that I can’t afford to take unpaid leave, so I decided to finance the leave myself.

First, I started searching early for alternative income resources.  I looked on Craigslist, Guru, and Elance for job postings.  The best opportunities are those that let you work from home for short-term engagements.  Another thing I did was look at services section of Craigslist.  Most of the time people do things for free that they could charge for and by checking the service page I could see how other people were marketing their skills.  The things I found were making arts & crafts and convenience contingent services.  Convenience contingent services (CCS) is a phrase I coined which means any service and or job people can do but it would be easier to have somebody else do for them.  An example of a CCS would be a dry-clean valet service. 

Secondly, reach out to small businesses and owners.  Most small businesses are under-staffed to lower fixed cost. These are great places to offer services like a small doctor’s office that needs somebody to make follow-up calls on service plans or send out emails for a business with a database of clients.

Third, think out of the box.  One idea that I came up with was providing a fax menu service.  Basically, I could call on restaurants and have them agree to pay a fee for me to fax their lunch menus to local businesses.  So which one of these did I decide to pursue?  Well, because I handle new business development. I had ran across a gentlemen that was expanding his business and needed somebody to make lead generation calls. I contacted him and explained that I would be available to do contract work while on maternity leave.  Much like my baby’s nursery, everything is set up for when I come home from the hospital.  Lastly, I would advise that you have everything agreed upon and organized before you have the baby and stay in constant contact.

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Comments 21-25 of 25
  • Steph's Avatar
    Posted by Steph Tue Jul 7, 2009 6:57am PDT

    I agree that men should get leave time. However, the reason woman are thought of 1st is because they carry the child ,they go thru labor, they deliver it, they are healing. It is NOT justa bonding time. Women need time to heal. Pregnancy puts your body thru a lot of changes and so does giving birth. I think people need to get their facts straight be4 going into a b*tching rant. I think it should ba a law that MEN AND WOMAN should get atleast 6-8 weeks paid maternity leave. I work in a job where I get up to 12 weeks maternity leave--BUT IT IS ALL UNPAID.....Thats 3 months with no pay.... You dont have to take it.

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  • SexyLady25's Avatar
    Posted by SexyLady25 Tue Jul 7, 2009 12:01pm PDT

    This post is just ridiculous.... I don't think anyone should have a child, knowing that they don't have paid maternity leave. That's going to add stress on you and your family. It's just not worth it. No one has time to look for another job while taking care of a new born baby. Keep your legs out of the air and on the ground where they belong.

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  • Brieanne's Avatar
    Posted by Brieanne Tue Jul 7, 2009 12:09pm PDT

    Why do people think your employer should pay you for not showing up to work? They are already having to deal with you not being there for several weeks AND have to deal with a temporary replacement who (hopefully) doesn't do your job as well. You made a CHOICE to have a child. Deal with that choice. It isn't up to your employer OR the rest of society to pay for your decisions.

    To those of you advocating planning ahead, bravo! There are too many women having children without the proper support systems. PLAN your children -- there really is very little excuse to get pregnant in this day and age if you don't want to.

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  • erin p's Avatar
    Posted by erin p Thu Jul 9, 2009 1:21am PDT

    unless your boss knocked you up its not his or her responsibilty to see that you are paid while off work. If you want to have an income while you are not working buy additional insurance. If you cant afford additional insurance and formula then perhaps now isnt the best time to have a child.

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  • Nohbdy's Avatar
    Posted by Nohbdy Wed Aug 19, 2009 11:53am PDT

    Ok, I would advocate to plan ahead for children as well. However, many people are surprised by the news that they are expecting. I'm not talking about single women whom many of you apparently view as loose and irresponsible. I'm 30 years old and have been married for 8 years. We've tried for years to have a child but I have been unable to conceive. We've had very good jobs and been rather financially stable. This year I finally graduated with my Bachelor degree and was also laid off from my job in December. My husband's work keeps laying people off but we've been fortunate that he's still there. We gave up on having a child years ago and yet in February we found out we're expecting. Our situation isn't all that uncommon (except perhaps the fertility issues). My best friend planned and saved for her child. After his birth, she got one of those Mirena kind of implants that keep her from conceiving. Well, like 2 months later she found out she was pregnant again. According to her doc, she is one of about 4 recorded cases that this has happened.

    Ever heard of the phrase "Man plans and God laughs"? Not everything works according to plan.

    Also, this is a very arguable point mind you, but to say if you can't afford to save for a child then you shouldn't have children is actually class warfare. Why does a person who has been fortunate enough to have disposable income have a greater right to control their fertility than a poorer person? And, if that's the case, then why do most insurances refuse to cover birth control options?

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